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How affordable is this community?
Sources
- ACS 5-year estimates · B19013, B25082, B25090 · 2010–2024
- Zillow ZHVI
- FRED 30-year fixed mortgage rate
- Insurance premium rates (CommunityScale)
Data dictionary
- Congressional Budget Office CBO Per Capita Wage Growth · Per capita wage growth
- Federal Reserve FRED 30-Year Mortgage Rate · 30-year mortgage rate
- U.S. Bureau of Labor Statistics BLS CPI-U Inflation Ratios · Consumer price inflation factors
- U.S. Census Bureau ACS 5-Year Estimates · B01001, B19001, B19001A, B19001B +22 more ACS Public Use Microdata Sample (PUMS), 5-Year · Household records, Person records, Puerto Rico household records, Puerto Rico person records Census Address Count Listing · Address counts, December 2025 Census Building Permits Survey · Annual permits by county LEHD Origin-Destination Employment Statistics (LODES) · Block crosswalk, Jobs by workplace block
- U.S. Department of Housing and Urban Development HUD Income Limits · Income limits
- U.S. Department of the Treasury Homeowners Insurance Premiums by ZIP Code · Premiums by ZIP code
- Zillow Zillow Housing Data · Home values and rents by ZIP code
- Geography Geographic Crosswalks · Place to county, Tract crosswalk across Census years, ZIP code to ZCTA NTAD Metropolitan Planning Organizations · Metropolitan planning organizations TIGER/Line Boundaries · Boundaries
- CommunityScale Data CommunityScale App Datasets · Average homeowners insurance rates, Home values by geography, Household characteristics by income band, Household type by age group +6 more CommunityScale Population Forecasts · County population forecasts, Municipality population forecasts
This chart tracks whether housing prices are keeping pace with local incomes. The gap between what homes cost and what households can afford reveals affordability trends over time.
How has employment changed over time?
Sources
- LEHD LODES Workplace Area Characteristics (WAC) · 2012–2023 (latest year per state)
- LEHD LODES Residence Area Characteristics (RAC) · 2012–2023 (latest year per state)
- BLS Quarterly Census of Employment and Wages · 2024
- BLS Local Area Unemployment Statistics · 2024
Data dictionary
- U.S. Bureau of Labor Statistics BLS Local Area Unemployment Statistics · Unemployment observations, Unemployment series BLS Quarterly Census of Employment and Wages · Annual employment and wages
- U.S. Census Bureau ACS 5-Year Estimates · B01001 LEHD Origin-Destination Employment Statistics (LODES) · Block crosswalk, Jobs by residence block, Jobs by workplace block
- Geography NTAD Metropolitan Planning Organizations · Metropolitan planning organizations TIGER/Line Boundaries · Boundaries
- CommunityScale Data CommunityScale App Datasets · Annual employment with imputed cells, Jobs by sector (residence), Jobs by sector (workplace), Jobs nowcast by sector
Jobs by industry sector since 2012. Switch between local jobs — counted where the jobs are located — and resident jobs, counted where the workers live. On the local view the most recent year is a nowcast: it grows the latest local LODES job mix forward using recent county employment growth from QCEW and the BLS local employment series, so the newest point tracks today's economy instead of data that is roughly two years old.
Wage ranges for common occupations show how local pay compares across sectors. Bars show the 25th to 75th percentile annual salary range, with the median marked.
How are households changing by income?
Sources
- ACS 5-year estimates · B25007, B01001, B19001, B19113 · 2010–2024
- HUD Income Limits · FY 2025
- BLS CPI-U · 2010–2024
- Census PUMS 5-year · 2019–2023
Data dictionary
- Congressional Budget Office CBO Per Capita Wage Growth · Per capita wage growth
- U.S. Bureau of Labor Statistics BLS CPI-U Inflation Ratios · Consumer price inflation factors
- U.S. Census Bureau ACS 5-Year Estimates · B01001, B19001, B19113, B25001 +6 more ACS Public Use Microdata Sample (PUMS), 5-Year · Household records, Person records, Puerto Rico household records, Puerto Rico person records Census Address Count Listing · Address counts, December 2025 LEHD Origin-Destination Employment Statistics (LODES) · Block crosswalk
- U.S. Department of Housing and Urban Development HUD Income Limits · Income limits
- U.S. Department of the Treasury Homeowners Insurance Premiums by ZIP Code · Premiums by ZIP code
- Zillow Zillow Housing Data · Home values and rents by ZIP code
- Geography Geographic Crosswalks · Tract crosswalk across Census years, ZIP code to ZCTA NTAD Metropolitan Planning Organizations · Metropolitan planning organizations TIGER/Line Boundaries · Boundaries
- CommunityScale Data CommunityScale App Datasets · Average homeowners insurance rates, Home values by geography, Household type by age group, Households by income band +3 more CommunityScale Population Forecasts · County population forecasts, Municipality population forecasts
Understanding how households at different income levels are growing or declining helps identify which groups face the greatest housing pressure and where new housing is most needed.
| AMI Group | Income Range | Households |
|---|---|---|
| <30% AMI | <$0K | 305,947 |
| 30-50% AMI | $0K - $0K | 255,078 |
| 50-80% AMI | $0K - $0K | 347,460 |
| 80-100% AMI | $0K - $0K | 184,907 |
| 100-120% AMI | $0K - $0K | 134,791 |
| >120% AMI | >$0K | 524,224 |
Who lives here today?
Sources
- ACS 5-year estimates · B19001, B19037, B19113, B19131 · 2020–2024
- HUD Income Limits · FY 2025
Data dictionary
- Congressional Budget Office CBO Per Capita Wage Growth · Per capita wage growth
- U.S. Census Bureau ACS 5-Year Estimates · B01001, B19001, B19001A, B19001B +11 more
- U.S. Department of Housing and Urban Development HUD Income Limits · Income limits
- Geography Geographic Crosswalks · Tract crosswalk across Census years NTAD Metropolitan Planning Organizations · Metropolitan planning organizations TIGER/Line Boundaries · Boundaries
- CommunityScale Data CommunityScale App Datasets · Housing characteristics, Population forecast by age CommunityScale Population Forecasts · County population forecasts, Municipality population forecasts
Households may have different structure type preferences depending on characteristics such as household size, income, employment, presence of children, age of individuals, and lifestyle choices. Understanding the housing stock in corresponding terms helps assess how well existing units align with existing households' ideals.
Cost burden measures the share of household income spent on housing. Households paying more than 30% are considered cost burdened, while those paying more than 50% are severely cost burdened. Lower-income households typically face the highest rates of cost burden.
What does the housing stock look like?
Sources
- ACS 5-year estimates · B25024, B25032, B25041, B25042 · 2020–2024
Data dictionary
- U.S. Census Bureau ACS 5-Year Estimates · B01001, B25024, B25032, B25041 +1 more
- Geography Geographic Crosswalks · Tract crosswalk across Census years NTAD Metropolitan Planning Organizations · Metropolitan planning organizations TIGER/Line Boundaries · Boundaries
- CommunityScale Data CommunityScale App Datasets · Housing stock, Population forecast by age CommunityScale Population Forecasts · County population forecasts, Municipality population forecasts
The mix of housing types and ownership patterns shapes a community's character. This chart breaks down housing units by structure type and whether they're owner-occupied or rented.
How much new housing supply is needed?
Sources
- ACS 5-year estimates · B25001, B25004, B25016, B25024, B25042, B25053 · 2020–2024
- HUD Income Limits · FY 2025
- Census PUMS 5-year · 2020–2024
Data dictionary
- Congressional Budget Office CBO Per Capita Wage Growth · Per capita wage growth
- U.S. Bureau of Labor Statistics BLS CPI-U Inflation Ratios · Consumer price inflation factors
- U.S. Census Bureau ACS 5-Year Estimates · B01001, B19001, B19113, B25001 +8 more ACS Public Use Microdata Sample (PUMS), 5-Year · Household records, Person records, Puerto Rico household records, Puerto Rico person records
- U.S. Department of Housing and Urban Development HUD Income Limits · Income limits
- Geography Geographic Crosswalks · Tract crosswalk across Census years NTAD Metropolitan Planning Organizations · Metropolitan planning organizations TIGER/Line Boundaries · Boundaries
- CommunityScale Data CommunityScale App Datasets · Household type by age group, Households by income band, Housing stock by age, Housing supply benchmarks +3 more CommunityScale Population Forecasts · County population forecasts, Municipality population forecasts
To keep up with growth and fill current housing shortages, Puget Sound Regional Council needs 127,182 new units over the next 5 years.
| 88,346 |
Units needed to keep up with expected growth
Projected total household growth from 2026 to 2031.
|
| 5.0% |
Projected household growth rate
Expected increase in total households from 1,752,407 in 2026 to 1,840,753 in 2031.
|
| 38,836 |
Units to address shortages in existing housing stock
Production needs to address vacancy rates and other factors.
|
| 5,800 |
Replacement housing
Effective annual loss rate is 0.6 per 1,000 units.
|
| 9,179 |
Ownership vacancy adjustment
Owner-occupied vacancy is 0.6%. This is below the minimum stable target of 1.5%.
|
| 19,648 |
Rental vacancy adjustment
Rental vacancy is 4.9%. This is below the minimum stable target of 7.4%.
|
| 3,338 |
Overcrowding adjustment
Overcrowding rate is 3.6%. This is above National avg. of 3.4%.
|
| 871 |
Substandard housing adjustment
Substandard housing rate is 1.03%. This is above National avg. of 0.98%.
|
| 127,182 |
Total 5-year housing production need (2026-2031)
|
| 25,436 |
Annual production pace
Average units needed per year to meet 5-year need
|
| 7.0% |
Total housing unit growth
Percent increase in housing stock over 5 years
|
| 1.4% |
Annual housing unit growth
Average percent increase in housing stock per year
|